15 tips to get your wrecked car running again
By Dana Dratch • Bankrate.com
Dealing with the aftermath of an accident is almost as bad as the
crash itself.
You want to get back on the road, but you also want to get the best
deal from the insurance company. The two don't have to be mutually
exclusive. A little behind-the-scenes know-how will net you a better,
and sometimes quicker, settlement.
"The key with insurance companies is to have good documentation," says
Jack Hungelmann, author of "Insurance for Dummies." "You have to
substantiate your point of view. Most adjusters are fair-minded. If
you've done their homework for them and can hand them good, solid
documentation, they will write you a check."
To get you back on the road sooner, follow these 15 tips from the
pros:
1. Collect your own evidence.
2. Get a running start.
3. Don't rely on what the insurance company tells you.
4. Decide who will pay your claim.
5. Prepare to reach the unreachable.
6. Rent a car.
7. Shop repairs.
8. Ask for the parts you want at the beginning.
9. Stay on top of the repairs.
10. Shop your totaled car.
11. Inquire about diminished value.
12. Don't take the first check.
13. Double-check your insurer's work.
14. Hire an umpire.
15. Protect your reputation.
http://www.bankrate.com/brm/news/auto/20040811a1.asp
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