I have an accord lease which is completed in July of 2009.

My wife and I went out car shopping this weekend for its replacement
(probably a used Pilot).

Questions: The buyout on the lease is $13,500 (2006 Accord). We are
over by 12,000 miles ($.15/mile)=$1800 right now. Plus $2200 in
payments (7 payments of $330).

If we "buy out" the lease, do we still pay the milage penalty? Can I
turn the lease into any Honda dealer, or does it have to be the one I
bought it from?
Could I sell a 2006 accord for $13500 to save me the $1800 in milage
penalty? 57000 miles on it now, expecting 63000 miles in July.

Is there a better place to ask this question?

Car has scratches on front and rear fender, so the two dealers we took
it to suggested we owe MORE than the $4000 above to fix the car.

I drive a Ridgeline and it had scratches on its fender from hitting
mosquitos... so I consider that normal wear and tear, the dealers did
not.