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Insurance after ban

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  #81  
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petrolcan
 
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Default Re: Insurance after ban - 05-20-2005 , 04:40 PM






AndrewR wrote:

Quote:
Depresion wrote:

You were talking about limiting cars by engine size, there are
plenty of kit cars with 1L bike engines. Even saying no cars with
more than say 60bhp for the first year wouldn't help as a 60bhp
Lotus 7 style kit car will still be able to shift quite quickly.

Newly qualified bike riders are limited to bikes below a specific BHP
(~33) and a power-to-weight ratio (I forget what it is) for the first
two years of riding, unless they take a more advanced test.

I passed my bike test and then didn't ride a bike again for 3.5 years.

Of course I passed before the rules outlined about, when you could
pass and then ride anything you wanted, but you get the idea.

I still think it's a daft idea for cars though.
In Norn Iron when a new driver passes their test, they have to display
an *R* plate, which means they are limited to 40mph(1) regardless of
what kind of car they drive.

(1) I think, it might be 50mph

--
Michael
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  #82  
Old   
Depresion
 
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Default Re: Insurance after ban - 05-20-2005 , 04:41 PM







"Steve Walker" <steve (AT) otolith (DOT) demon.co.uk> wrote

Quote:
In message <AYqje.15908$Pi3.12140 (AT) newsfe4-win (DOT) ntli.net>, Depresion
blank (AT) 128 (DOT) 0.0.1> writes

"sme" <padraigog (AT) gmail (DOT) com> wrote in message
news:Xns965CC69BBD67Epadraigogocola (AT) 81 (DOT) 174.12.30...

The point is though that you wouldn't have someone learn to drive in a 1l
corsa and then buy a Clio 182 or Type-R. Powerful cars would be available
after years of driving experience.

You were talking about limiting cars by engine size, there are plenty of kit
cars with 1L bike engines. Even saying no cars with more than say 60bhp for
the first year wouldn't help as a 60bhp Lotus 7 style kit car will still be
able to shift quite quickly.

If we were going to do this the only sensible way to do it is by power to
weight ratio. Even then, a large, slow accelerating car could have a higher
top speed than a smaller, slower car, because drag is not directly
proportional to weight.

I really don't think that the high accident rates of young drivers are related
to the power or power to weight ratio of the cars they drive. They are related
to the lack of judgement (in terms of speed, distance, risk and the behaviour
of other drivers) of inexperienced drivers, and the attitude to risk young
drivers have. If we all drove identical cars, I don't believe that the
relative risk of accidents for young drivers would differ any more from that
of experienced drivers than it does now.

It is true that it is more expensive for a young driver to insure a fast car
than it is for them to insure a slow one. It is also true that it is more
expensive for an experienced driver to insure a fast car than it is for them
to insure a slow one. I don't believe that this is because the car is any more
dangerous; fast cars usually have better braking and roadholding than slow
ones. I believe that the difference is that people who want fast cars, young
or old, on average, are more likely to have accidents than people who don't.
There is also the costs involved, repainting a prang on a micra is going to be
cheaper than on a 911. Kit cars tend to be very quick compared to what you can
buy for the same cost but also attract lower premiums.




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  #83  
Old   
Ray Bentos
 
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Default Re: Insurance after ban - 05-21-2005 , 06:16 AM




"Taz" <me@home> wrote

Quote:
"Ray Bentos" <sp014g6464 (AT) blueyonder (DOT) co.uk> wrote in message
news:Ru7je.99241$Cq2.25252 (AT) fe2 (DOT) news.blueyonder.co.uk...
I wouldn't let you back on a tricycle on a driveway. Leave the driving
to
real drivers; you know, the ones who pay their way, and don't think
it's
their god given right to drive even if they can't afford it.
Walk before you can run as me old dad used to say.

Even if they cant afford it............
So what your saying is you should only be allowed to drive if you are
rich.
Thank fuck its not up to you what I can 'get on'!
I've paid my dues, I had no accidents, I'll pay the extra insurance now.
You should be grateful Ive seen the error of my ways instead of just
continuing to drive uninsured
Yeah wishes dont come true do they piss flaps......... I wish you'd fuck off
and leave people who take my question seriously.




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  #84  
Old   
Ray Bentos
 
Posts: n/a

Default Re: Insurance after ban - 05-21-2005 , 06:18 AM




"Steve Firth" <%steve%@malloc.co.uk> wrote

Quote:
Ray Bentos <sp014g6464 (AT) blueyonder (DOT) co.uk> wrote:

My intention was always to get insurance at some point, just never
worked
out that way unfortunately.

Yeh, yeh, tell it to the judge.


Oh you did.

Did they laugh long, or long and loud?
They didn't laugh at all. You can tell them anything you want, I know
people that have come up with bullshit stories and got away with it totally.
You obviously have little experience of the criminal justice system. I
ended up with worse ban/fine because I didn't have a bullshit story, but I
told them I intended to get insured




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  #85  
Old   
Taz
 
Posts: n/a

Default Re: Insurance after ban - 05-21-2005 , 03:06 PM




"Ray Bentos" <sp014g6464 (AT) blueyonder (DOT) co.uk> wrote

Quote:
"Taz" <me@home> wrote


"Ray Bentos" <sp014g6464 (AT) blueyonder (DOT) co.uk> wrote in message
news:Ru7je.99241$Cq2.25252 (AT) fe2 (DOT) news.blueyonder.co.uk...
I wouldn't let you back on a tricycle on a driveway. Leave the driving
to
real drivers; you know, the ones who pay their way, and don't think
it's
their god given right to drive even if they can't afford it.
Walk before you can run as me old dad used to say.

Even if they cant afford it............
So what your saying is you should only be allowed to drive if you are
rich.
Thank fuck its not up to you what I can 'get on'!
I've paid my dues, I had no accidents, I'll pay the extra insurance
now.
You should be grateful Ive seen the error of my ways instead of just
continuing to drive uninsured

Yeah wishes dont come true do they piss flaps......... I wish you'd fuck
off
and leave people who take my question seriously.

If you have any money left over from buying your optional insurance
<snigger>, go and get insult lessons son, oh and maybe a crash course in
english, seeing as it appears to be your second language.




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  #86  
Old   
Ray Bentos
 
Posts: n/a

Default Re: Insurance after ban - 05-22-2005 , 02:52 AM



Quote:
If you have any money left over from buying your optional insurance
snigger>, go and get insult lessons son, oh and maybe a crash course in
english, seeing as it appears to be your second language.
I don't need no insult lessons. Its you who has english as a second
language with a name like Taz...........




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  #87  
Old   
Conor
 
Posts: n/a

Default Re: Insurance after ban - 05-22-2005 , 06:42 AM



In article <5TWje.74263$a9.25056 (AT) fe3 (DOT) news.blueyonder.co.uk>, Ray Bentos
says...
Quote:
If you have any money left over from buying your optional insurance
snigger>, go and get insult lessons son, oh and maybe a crash course in
english, seeing as it appears to be your second language.

I don't need no insult lessons. Its you who has english as a second
language with a name like Taz...........

Bentos...you a dego or something?


--
Conor

"Of all the things I've lost, I miss my mind the most." O.Osbourne.


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