When I started in 1997 at 17 I paid £450 TPFT on a 1982 Mini worth £400
tops. I got my own insurance and built up my no claims - now paying £800 FC
on a S2000 - a lot, but I think pretty good in the current climate. That was
with Direct Line, who quoted similar prices for an Impreza P1 and £670 for a
Toyota Supra. How my younger friends are ever going to get into driving I
don't know - an 18yo male friend got quoted £2300 on a 1.8 diesel Orion he
paid £50 for. Other 17 - 18yo's I know are quoted well over £1500 on 1.1
Fiestas and the like.

I still think that as insurance is a legal obligation there should be some
government body providing it with more reasonably managed premiums - it does
seem like the higher risk drivers are being disproportionately hammered.

Carl Gibbs wrote:

I'm glad I had my own insurance from 17. By the time I was 20, premiums were
around £500 fully comp on an Escort TD, which isn't as slow as many people
will make out.

Remember that small and slow doesn't mean cheap insurance, image makes a
bigger difference to insurance premium. Peugeots and VW's are associated
with gary-boys, and hence attract higher premiums.

I used to be very content in knowing that I paid less insurance on my 1600
cav than some of my mates paid for their french, german and italian dinky
toys with sub-1100 engines.

---
The Dervboy

Reply-to address is a spam box which I never look at.
To reply, use "thedervboy [at} btopenglobe {dot] com"
Replacing "globe" with "world"

"The Dervboy" <itsonlymee (AT) talk21 (DOT) com> wrote

Ah that may be true but they didn't have to drive round in a Vauxhall.

Where do you men get your insurance from ?
I am 43, company car driver (W reg Rover 45 TD) and was hoping to buy the
car off the lease company and get rid of the co. car as the tax you pay is
OTT.After a bit of a bump into the back of an old Sierra (600 quid damage) I
have been quoted 1600 quid for FC if I buy the Rover. I mean a Rover ,
hardly a Skyline .
That was my first accident in 250,000 miles .
Sadly it looks like another company car for 3 years. Earlier posts talk
about young drivers being ripped off; everyone is being ripped off.
I would guess there are plenty of people around who rely on their own
"driving skills" when it comes to insurance and pay a zero premium.
Any comments ?
"Depresion" <blank (AT) blank (DOT) com> wrote

My mum and dad have a group 17 Rover 827 (2.7 litre V6) and pay about £300
fully comp. You need to get some quotes...

--
Dan

"Mr John X" <beforeyourealised (AT) hotmail (DOT) com> wrote

Try Direct Line - they're always reasonable with 'new' private car drivers,
whatever the age.

Andy

"Mr John X" <beforeyourealised (AT) hotmail (DOT) com> wrote

A good broker dose wonders for a quote, or do the leg work your self
having a couple of quotes to bang over the heads of an insurance company
will bring the cost down.

Mr John X waffled on in a quite bewildering manner to produce...
Yup, when I started driving (1988) I used to insure a 2.0 Ghia Cortina (stop
sniggering at the back) for £368 FC. I went through a load of cars until in
1996 I had an RS2000 Mk5 Escort, that was £850 FC, but the renewal was
£1800, so I bought a Sapphire Cosworth which mysteriously only cost me £768
FC with the same company. Now I'm 32, I've been driving for 15 years, had
company cars as well as my own cars for the last 10 years, and they want
over £1000 to insure me on a 1985 Golf GTi worth at most £550. Not only
that, the premium loading for Liverpool, which has had a car crime drop of
about 45% in the last few years is still extortionate.
--
Pete M.

Golf Gti
Liverpool, Great Britain.

"Andy Tucker" myfirstname.mylastname (AT) dsl (DOT) pipex.com (change name to
match) wrote in message news:bhbs6u$vrmnk$1 (AT) ID-51711 (DOT) news.uni-berlin.de
AOL.

I had a claim in the last year I had a company car. First year's private
insurance on a 5 series was £500 FC with Direct Line. I think I may even
have full NCB with it (can't remember).

The Dervboy <itsonlymee (AT) talk21 (DOT) com> wrote


I had a quote for an AX GT which was within £50 of the quote for my Ka next
year. The AXGT is a lot quicker and in a higher insurance group.