In article <8ah_a.2882$BB.377 (AT) news-binary (DOT) blueyonder.co.uk>,
pete.murray (AT) blueMOONYOUSAWMESTA...er (DOT) co.uk says...
I've been driving for 10 years, I'm 27 and I have 2 years no claims. My
track modified 1982 golf gti costs me 432GBP to insure with liverpool
victoria, unlimited mileage and track days included. I'd suggest that
your insurer is taking the piss...

T.

On Wed, 13 Aug 2003 08:41:52 +0100, "Chris M" <nobody (AT) nowhere (DOT) special>
wrote:

Oh, I know that. It's just that middle age compels me to make the point :-)

--
John

I think some insurers' systems really have flaws in them!

An example...

My friend just signed up with Tesco Car Insurance. Terms:
His mum main driver, him second driver on policy
His age 18, no claims
Car Insurance Band 3 on a Punto 1.2 02 reg
10,000 miles per year
Fully comprehensive
Non existant NCB
I checked his policy details and he really wasnt lying
£400!

I try the same thing however...
I live around 20 minutes from him
My father with a perfect history would be the main driver but again no NCB
on this car
Me 18 as second driver no claims
8,000 miles per year
Same value of car but 1.0 Y reg Corsa Car Insurance Band 1
Fully Comprehensive... wait for it.. £1200.

Ok this is the average price I got from loads of other insurers but how on
earth did he manage to get that quote. So I decidedly phoned Tesco since
they have a contract with him and it couldnt affect him. Naturally they wont
speak to me about his policy so I spoke to a manager and said ok look I am
his friend you cant discuss his details with me but you can look at them on
your screen. Now look at his details, these are mine. What on earth is going
on here! He said the only reasons they could give me for £800 difference
were a) I live 20 minutes away (but I live in what is an equally 'safe'
area), or b) that they have bugs in their system. Gee i'd love to find one
of those bugs!

Any comments,
Laurent

P.S. I am currently with CIS car insurance £850 3rdPFT with a policy as my
father as main driver and any licensed driver any age can drive the car..
not a bad policy but really the cheapest I could get so suits me fine.

On Tue, 12 Aug 2003 13:49:55 +0100, Mr Puggy wrote:

Take into consideration that some of use earn a shed load of wedge, we
don't all work in McDonalds you know.

When I was 18, living in my own house with the missus, I had a Rover 216
(J reg) and insurance for it was £1600 fully comp, yep expensive, nice car
as well but if you want nice stuff you pay your money.

This was five years ago by the way when I was earning in excess of
£25,000. Now I'm 23 and guess what, insurance is just as much, I now pay
£600 a year on a 1.1 Seicento Sporting, do I care? No, I like the car,
I'll pay it. Next year I'm looking into a Lupo GTI, will it cost a
fortune? depends what you earn.

The moral is, £1500 isn't necessarily that much money and even if it was, I
would pay it every time to drive what I like.


Tim

"DervBoy" <itsonlymee (AT) talk21 (DOT) com> wrote

I'm not fan of French cars for that matter.

(Must remember to include smiles more)

Try the AA, they were good for my dad when he started insurance with no
history (company cars like yourself) at 45.

Having said that, Direct Line will insure me on a '93 BMW 740 for £550 a
year FC. Pap car, but high damage risk for a driver like me I suppose (23yo
single male, 5 years ncb, clean licence). You should be able to find better
than £1600!!

Spugs

"Mr Puggy" <pug (AT) nuffin (DOT) com> wrote

I'm 24 now, and insurance has certainly rocketted since I started driving at
17 in 1996. God knows how the youngers afford it these days, especially the
twats whose first car is a notorious Nova or "sporty" XR2 or some suchlike.

My first car was a D-reg 1000cc Fiat Panda S (don't laugh, it was quite
nippy given it was made out of tin-foil!) and it cost me £650 TPF&T. That
was a group 1 car. These days you'd pay a grand for the same if you were
really unlucky!

At 19 I "upgraded", with 2 years NCB, to a H-reg 1.1 Metro and that was £550
Fully comp for group 4

There are Q-cars out there that are still quick, but simply don't have the
image of boy-racers so have much lower insurance groups and premiums.

At 21 I traded the Metro in and got an R-reg Rover 216 Si. That costs me
£300 fully comp with max NCD. Not bad considering it's faster that a lot of
bigger engined motors out there of similar class and size (like the current
Golf GTi 2 litre, for example).

I guess image has alot to do with premiums too. Rovers are usually
associated with flat-caps and slippers so don't attract the higher premiums!

I bet the MG ZS 1.4 costs more than a R200 1.4. The same performance and
engine, but one looks like it goes faster.
--
Andrew

NOTE: Return E-mail address is a spam-trap and does not get read!