I'm in the market for a new Nissan Xterra, and
had some questions about the Nissan Canada
Added Security Plan(ASP).

Anyone have any comments about the ASP in
general, or about either of the two issues
below?

1)
From everything I can see, if you want the
ASP you have to pay for it, sign a legal
document, and then wait to get your
'personalized' ASP Agreement, which means
that you can't actually see "the fine print"
until after you have bought the ASP.

2)
Wording I have seen on the ASP "New Vehicle
Application" paperwork clearly states, in the
Vehicle Eligibility section "The vehicle must
not have been modified in any way...", and
"Any vehicle used for racing/competition or
off-road use is also not eligible."
I don't see how they can sell me an Xterra
Off-Road model and then claim that their own
product doesn't cover it when used off-road,
but that aside, it sounds to me that as soon
as I replace the front bumper it would be
considered "modified", and therefore they
always have an 'out' to deny any claim that
I might make.

--
Dave Patton

Canadian Coordinator, Degree Confluence Project
http://www.confluence.org/

Personal website - Maps, GPS, etc.
http://members.shaw.ca/davepatton/

In the case of a bumper, if you replace the bumper, only the bumper and
where it mounts will be effected by any warranty issues.

As for off road, many people who buy these off-road SUV's think they can be
Rambo with them, and think they are champion off-roaders. They come in on
Monday morning with a lot of damaged parts in the steering and suspension.

If you take the vehicle off-road, and you are careful, there should not be
any problem. Most of the time, the dealers are flexible with problems, as
long as they don't look like they are from abuse.

When taking any vehicle off-road, make sure your insurance company covers
you for off-roading. If you have an accident, and especially there are
injuries, it would be wise to be covered. If you read most standard
insurance automobile policies, racing of any kind, modified vehicles where
safely and or engine power is effected, impaired driving , and off-roading
are not covered. A quick phone call to your insurance company will resolve
the insurance issues. On the other hand, some insurance companies will
insure an off-road vehicle by default.

Don't be surprised that when you tell your insurance company that you want
to be insured for off-road driving, the insurance cost may go up by a large
percentage. Some insurance companies will refuse to insure a vehicle for
off-road use. Before buying an off road SUV, these are things that should be
looked in to. Most people don't know, and are not covered for off-road use.


--

JANA
_____


"Dave Patton" <spam (AT) trap (DOT) invalid> wrote

I'm in the market for a new Nissan Xterra, and
had some questions about the Nissan Canada
Added Security Plan(ASP).

Anyone have any comments about the ASP in
general, or about either of the two issues
below?

1)
From everything I can see, if you want the
ASP you have to pay for it, sign a legal
document, and then wait to get your
'personalized' ASP Agreement, which means
that you can't actually see "the fine print"
until after you have bought the ASP.

2)
Wording I have seen on the ASP "New Vehicle
Application" paperwork clearly states, in the
Vehicle Eligibility section "The vehicle must
not have been modified in any way...", and
"Any vehicle used for racing/competition or
off-road use is also not eligible."
I don't see how they can sell me an Xterra
Off-Road model and then claim that their own
product doesn't cover it when used off-road,
but that aside, it sounds to me that as soon
as I replace the front bumper it would be
considered "modified", and therefore they
always have an 'out' to deny any claim that
I might make.

--
Dave Patton

Canadian Coordinator, Degree Confluence Project
http://www.confluence.org/

Personal website - Maps, GPS, etc.
http://members.shaw.ca/davepatton/