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  #31  
Old   
WickeddollŽ
 
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Default Re: Toyota financer told me... - 04-23-2007 , 07:01 PM







"Jeff" ...
Quote:
"Cathy F." ...
...

A couple of weeks ago a rep for a co. offering TDA/403(b) accts. was in
the teachers' lounge. He tried his sales pitch on me when I walked in to
eat my lunch. I told him I've had an acct. with another co. since '77 &
have no desire to open a new one. He continued w/the the sales pitch
anyway, rather aggressively. I gave more him broad hints that I simply
wasn't interested. He refused to shut up. But then a couple of other
teachers waked in & he refocused on them. Thank goodness. I was getting
ticked... The more he talked & refuse dto back off, the less I was
interested in his product.

I don't know what I would have done. I think I would politely tell him
that if he doesn't leave me alone, I will go and get security. And, I
would have complained to the company he was representing.

I have my retirement accounts with one company, and I have no desire to
change, either. And if I did wish to change, why should I trust a company
with a jerk like him representing them?

Jeff

This reminds me of a patient I had many years ago. I told him (as his
doctor asked me to), that he was due for a physical. He goes, "I'll
schedule a physical, if you'll let me come to your house to talk about
insurance." I said, "I told you to get the physical because it's my job,
that I'm doing at my workplace; this is not your office." Like I give a
shit if he gets his physical or not! My husband and I *deliberately* went
to his competitor, who never, ever mentioned insurance to us.

That behavior backfires very often, but some people just don't get it.




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  #32  
Old   
Truckdude
 
Posts: n/a

Default Re: Toyota financer told me... - 04-23-2007 , 07:04 PM






"WickeddollŽ" <wickeddoll1958diespammersdie (AT) yahoo (DOT) com> wrote

Quote:
"Go Mavs" .

"WickeddollŽ" ...
Wouldn't it be kind of subjective? I mean, in NH, our cars went through
particular types of hell, in AZ, yet another hell, and California,
another still. I could say how particular maintenance could produce
quite a bit of revenue.

Kind of makes sense, really.

Natalie


Perhaps weather and terrain play a role. Indeed, they most likely do.
Nonetheless, when a transmission is ready to go its ready to go. But also
you have to wonder how often you pay for the 7 year warranty and never
use it. They are making a ton off of billing you for something that most
likely will not go wrong.



Yup - just another type of damned insurance for peace of mind. No, make
that piece of our money.

:-P

Natalie

The way I look at is that they are saying that it won't break down, and they
want you to bet money that it will (the money spent on the extended warranty
for whatever). Do you bet against yourself? I don't.





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  #33  
Old   
mack
 
Posts: n/a

Default Re: Toyota financer told me... - 04-23-2007 , 07:05 PM



In the matter of service contracts, I've never been a believer in any of
them, whether for autos, washing machines, TVs, etc. If (for example) GE
keeps sending me notices that I can have two or three years' extented
warranty on an appliance for X dollars, you can be damn sure that they're
not doing it out of the goodness of their heart.......chances are they'll
make the whole amount clear, because they will not have to answer a service
call on the machine in the next three years.
(and I'm very happy I didn't get a service contract on my refrigerator....it
lasts 18 + years, and when we dumped it, it actually could have been fized
for $250 or so. But it was o l d .



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  #34  
Old   
Cathy F.
 
Posts: n/a

Default Re: Toyota financer told me... - 04-23-2007 , 07:08 PM




"Jeff" <news (AT) googlemail (DOT) com> wrote

Quote:
"Cathy F." <clfr (AT) adelphiadotdedot (DOT) net> wrote in message
news:KZSdnQAuoMtwrrDb4p2dnA (AT) giganews (DOT) com...
...

A couple of weeks ago a rep for a co. offering TDA/403(b) accts. was in
the teachers' lounge. He tried his sales pitch on me when I walked in to
eat my lunch. I told him I've had an acct. with another co. since '77 &
have no desire to open a new one. He continued w/the the sales pitch
anyway, rather aggressively. I gave more him broad hints that I simply
wasn't interested. He refused to shut up. But then a couple of other
teachers waked in & he refocused on them. Thank goodness. I was getting
ticked... The more he talked & refuse dto back off, the less I was
interested in his product.

I don't know what I would have done. I think I would politely tell him
that if he doesn't leave me alone, I will go and get security.
Security... ?? In my building that would be... the principal? And she's
not exactly burly. ;-)

Nah... he was just doing the pushy sales pitch sort of thing. But I hate
that mode of operation.

Cathy


And, I would have
Quote:
complained to the company he was representing.

I have my retirement accounts with one company, and I have no desire to
change, either. And if I did wish to change, why should I trust a company
with a jerk like him representing them?

Jeff


Cathy



Natalie







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  #35  
Old   
WickeddollŽ
 
Posts: n/a

Default Re: Toyota financer told me... - 04-23-2007 , 07:10 PM




"Truckdude" ...
Quote:
"WickeddollŽ" ...

"Go Mavs" .

"WickeddollŽ" ...
Wouldn't it be kind of subjective? I mean, in NH, our cars went
through particular types of hell, in AZ, yet another hell, and
California, another still. I could say how particular maintenance
could produce quite a bit of revenue.

Kind of makes sense, really.

Natalie


Perhaps weather and terrain play a role. Indeed, they most likely do.
Nonetheless, when a transmission is ready to go its ready to go. But
also you have to wonder how often you pay for the 7 year warranty and
never use it. They are making a ton off of billing you for something
that most likely will not go wrong.



Yup - just another type of damned insurance for peace of mind. No, make
that piece of our money.

:-P

Natalie


The way I look at is that they are saying that it won't break down, and
they want you to bet money that it will (the money spent on the extended
warranty for whatever). Do you bet against yourself? I don't.



I only buy extended warranties on things that would be very expensive to
replace, but I know damned well I'm not replacing a Toyota before the
warranty's up, so...

Natalie




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  #36  
Old   
Cathy F.
 
Posts: n/a

Default Re: Toyota financer told me... - 04-23-2007 , 07:11 PM




"mack" <mackerel (AT) dslextreme (DOT) com> wrote

Quote:
In the matter of service contracts, I've never been a believer in any of
them, whether for autos, washing machines, TVs, etc.
No service contract involved. I simply use the service dep't. at Toyota
instead of an independent garage for routine maintenance.

Cathy


If (for example) GE
Quote:
keeps sending me notices that I can have two or three years' extented
warranty on an appliance for X dollars, you can be damn sure that they're
not doing it out of the goodness of their heart.......chances are they'll
make the whole amount clear, because they will not have to answer a
service call on the machine in the next three years.
(and I'm very happy I didn't get a service contract on my
refrigerator....it lasts 18 + years, and when we dumped it, it actually
could have been fized for $250 or so. But it was o l d .




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  #37  
Old   
Jeff Strickland
 
Posts: n/a

Default Re: Toyota financer told me... - 04-23-2007 , 07:30 PM




"Go Mavs" <GoMavz (AT) GoMavz (DOT) com> wrote

Quote:
"Jeff Strickland" <crwlr (AT) verizon (DOT) net> wrote in message
news:7z9Xh.8269$Fs6.2467 (AT) trnddc03 (DOT) ..

"Go Mavs" <GoMavz (AT) GoMavz (DOT) com> wrote in message
news:%V7Xh.2442$nR1.89 (AT) trnddc06 (DOT) ..

"Jeff Strickland" <crwlr (AT) verizon (DOT) net> wrote in message
newsS7Xh.1291$Wa.42 (AT) trnddc08 (DOT) ..
Yes.

Most automakers work the same way.

interesting.. thats why he tried so hard to sell me that service package
and i bought it...


Exactly why he sold it, why'd you buy it?


the safety net feeling...


Then you do not believe your own words that claim that most people will
never use the warranty, or whatever you said that means essentially the same
thing. You have stated in other posts that the dealer offering warranties is
a bet that they sell future service that the buyer never takes advantage of.
The dealer profits by not having to honor what they sold. (I happen to agree
with the premise you put forth, by the way. I might not have said it the way
you did, but I agree with your point.) MY POINT is that you made a statement
that you do not stand behind. I made the same statement, but I'm standing
behind my words with my wrench in my hand.





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  #38  
Old   
B A R R Y
 
Posts: n/a

Default Re: Toyota financer told me... - 04-24-2007 , 06:54 AM



Ray O wrote:
Quote:
No. Toyota makes the majority of its money by selling the products it
makes - cars and trucks.

On the other hand, many dealers make more money on finance, insurance, and
aftermarket accessory sales associated with the sale of a vehicle than on
the actual sale of the vehicle.

So many people have difficulty separating vehicle manufacturers from
independent dealers, regardless of brand.


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  #39  
Old   
Mike Hunter
 
Posts: n/a

Default Re: Toyota financer told me... - 04-24-2007 , 08:10 AM



Have you tried telling that to any of those the Toyota owners, that are
suing Toyota because their engines have developed sludge, even though they
had their cars serviced properly at Toyota dealerships?

mike


"Go Mavs" <GoMavz (AT) GoMavz (DOT) com> wrote

Quote:
"Ray O" <rokigawaATtristarassociatesDOTcom> wrote in message
I don't know if it is that easy. Yeah they make the parts but ultimately
their is a cost in making those parts. So you have to ask yourself what is
the offset? Then compare that to their services... everything from oil
changes to 10 years down the road, a new transmission...

It makes sense how services could be their big money maker. Especially
with how long their engines last. I mean, I see dozens of mid 90's Camry's
everytime I am out and about and I can only imagine that if the engine
last that long then there are the small things that often have to be
replaced or fixed.


On the other hand, many dealers make more money on finance, insurance,
and aftermarket accessory sales associated with the sale of a vehicle
than on the actual sale of the vehicle.
--

Ray O
(correct punctuation to reply)






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  #40  
Old   
Scott in Florida
 
Posts: n/a

Default Re: Toyota financer told me... - 04-24-2007 , 08:29 AM



On Tue, 24 Apr 2007 08:10:48 -0400, "Mike Hunter"
<mikehunt2 (AT) mailcity (DOT) com> wrote:

Quote:
Have you tried telling that to any of those the Toyota owners, that are
suing Toyota because their engines have developed sludge, even though they
had their cars serviced properly at Toyota dealerships?

mike
No one that had their Toyota serviced properly at a Toyota dealer has
developed sludge.

Sludge happens when you don't change your oil......




--

Scott in Florida





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